Results for: personal savings

August 9, 2018

See All Personal Savings Blog Posts

August 8, 2018

Types of Personal Savings Accounts

Basic checking account An account in which you deposit money in a bank, credit union, or other financial institution; make withdrawals; and possibly accumulate a small amount of interest.   Money Market Deposit Account (MMDA) MMDAs are like traditional personal savings accounts, but they may offer higher interest rates and usually allow you to make

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August 25, 2017

Personal Savings

August 24, 2017

Personal Savings

Personal savings accounts are usually offered by banks or credit unions, but there are many other forms of savings accounts, and most accumulate interest over time. You can build your financial security by depositing money into these accounts as regularly as possible.  

August 8, 2018

Types of Personal Health Savings Accounts

Health Savings Account (HSA) Under a high-deductible, low-premium health insurance plan, you can save for your out-of-pocket health and wellness costs by creating a tax-advantaged fund account that may accrue interest. Additionally, if you don’t use your funds, they may roll over from year to year, even if you change jobs or retire. Learn more

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October 31, 2018

How to Create a Budget

1. Know your take-home pay.   The first step to creating a budget is knowing how much money you have available. Be sure to build your budget around your take-home pay (the amount of money in your pocket after deductions for things like taxes, retirement contributions, or health insurance).     2. Choose a timeframe

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December 20, 2017

Avoid These 5 Bad Money Management Habits

By: Bryan Lee, UHEAA Do you have an income coming in, but feel like you’re constantly broke? Do you ever think of what you’d actually do if you ran out of money? The best action plan is to learn to manage your money and develop healthy spending and saving habits—don’t let your finances get out

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December 18, 2017

Identity Theft: What You Need To Know Before (Or After) It Happens To You

By: Katie Wornek, UHEAA Personally identifiable information (PII) is the data that is used to officially identify you as an individual. PII includes your full legal name, Social Security Number, date of birth, physical address, and more. Your PII is present and vital in virtually every aspect of your life, from your financial well-being and

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October 13, 2017

Legal Disclaimer

Online Legal Policy and Disclaimer   THIS SITE IS PROVIDED SOLELY FOR YOUR CONVENIENCE. BY ACCESSING AND BROWSING THIS SITE, YOU EXPRESSLY AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION. ACCESS TO AND USE OF THIS SITE MAY BE PROHIBITED IN CERTAIN JURISDICTIONS. IF YOU ACCESS THIS SITE, YOU

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October 4, 2017

Glossary

    Adversary Proceeding You may file suit against one or more of your creditors to determine whether or not a debt, such as a student loan, is eligible to be discharged. An adversary proceeding can be filed in conjunction with a bankruptcy filing.   Amortization Paying off debt on a consistent repayment schedule through

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