Results for: student loans

November 7, 2018

Will I Be Able To Pay Back My Student Loans? Calculator

August 9, 2018

[VIDEO] Should I Borrow Student Loans?

August 8, 2018

[VIDEO] Federal Student Loans vs. Private Student Loans

Federal Student Loans vs. Private Student Loans

You should borrow federal student loans before private students loans for the following reasons: Learn more about the different types of federal student loans here.

December 20, 2017

Good Habits: Login To Track Your Student Loans

By: Bryan Lee, UHEAA College students can qualify for federal student loans and private student loans to help pay for college. Being a responsible borrower means tracking your loan information frequently. It’s a good practice to login and track your loans at least once a month – federal or private.   Keeping Track of Federal

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Benefits of Federal Student Loans

By: Bryan Lee, UHEAA If you are thinking about borrowing money for your education make sure you understand your options and take care not to overburden yourself with debt. When you compare federal student loans and private student loans you’ll notice some important differences. The following list explains some of the ways federal student loans

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December 19, 2017

Comparing Student Loans

By: Bryan Lee, UHEAA Attending college is an investment in your future success. There are a lot of options to help pay for college. You can use grants, scholarships, work study and even student loans. When comparing student loans there’s a lot to think about. We’ve put together these six questions for you to ask when applying for

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August 25, 2017

Student Loans

August 11, 2017

Student Loans

A student loan is money you borrow and pay back over time to cover college costs. You should always use student loans as a last resort if scholarships, grants, savings, and income from work do not cover your cost of attendance.     There are two main sources of student loans:   1) Federal student

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December 20, 2017

College Students: Read This Before Filing Your Taxes

By: Bryan Lee, UHEAA Filling Taxes? Here’s How College, Jobs, Marriage or the Birth of a Child Changes Things.   When it comes to filing your taxes, it’s important to be aware of different tax credits you can receive. A new milestone in life is exciting! Congratulations on your new adventure. From going to college,

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My Private Student Loan Application Was Denied, Why? Oh, And Now What?

By: Bryan Lee, UHEAA     If you were recently denied on a private student loan application, don’t be discouraged! You still have options. Rejection is hard for anyone – and it happens to everyone. First we’ll discuss the common reasons for a private student loan app being denied and then we’ll get into what

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Avoiding Student Loan Delinquency and Default

By: Bryan Lee, UHEAA Today we’re going to cover how you can avoid the nightmare that is student loan default. First off, it would be helpful for you to know what delinquency and default mean. Keep in mind that the first day you fail to make payments on your student loan as scheduled in the promissory

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August 8, 2018

Budgeting

Pursing post-secondary education is NOT just about getting your degree or diploma. College is a great time to develop different habits such as how you budget your time, budget your money and much more. We’ll share some money budgeting and money management habits that will help you throughout college and the rest of your life.

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Financial Aid Eligibility: Undergraduate vs. Graduate

Eligibility for the various types of federal financial aid (grants, work-study, student loans) changes as you progress from undergraduate to graduate level. See below…  

December 21, 2017

Using Your Grace Period Wisely

By: Jacob Newman, UHEAA If you are going to graduate soon or drop below half-time, you will need to start thinking about repayment of your federal student loans. You must repay your loans, so it’s important for you know what repayment will look like when you leave school. Here are some common fears and misconceptions

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Master Promissory Note: What You Need To Know

By: Katie Wornek, UHEAA If you have one or more federal student loans, a single document called the Master Promissory Note (MPN) outlines the terms and conditions of your loan(s). Your college’s financial aid office will prepare your MPN and then present it to you (usually electronically) to review, complete, and sign. If you are

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4 Steps for Maintaining A Good Relationship With Your Loan Servicer

By: Katie Wornek, UHEAA If you’re approaching graduation or considering dropping below half-time enrollment, you will soon be held responsible for paying back any federal student loans you borrowed, which means you will be working closely with your loan servicer. A loan servicer is a company responsible for billing, collections, and other services associated with

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Departmental Scholarships

By: Jacob Newman, UHEAA Every college student is always looking for ways to cut down on their college costs. Many college students know that they need to pay attention to priority deadlines for financial aid, file their Free Application for Federal Student Aid (FAFSA) each year, apply for scholarships offered at the university and local

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December 20, 2017

Credit Worthiness: Identity Theft

By: Bryan Lee, UHEAA “Creditworthiness” is another word for “financial trustworthiness.” If you want to be seriously considered for things like great interest rates, better credit offers, and more, you need to pay close attention to your credit and debt balances, your credit score and what is reported on it, and also keep a close

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Avoid These 5 Bad Money Management Habits

By: Bryan Lee, UHEAA Do you have an income coming in, but feel like you’re constantly broke? Do you ever think of what you’d actually do if you ran out of money? The best action plan is to learn to manage your money and develop healthy spending and saving habits—don’t let your finances get out

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